Individual Retirement Accounts (IRAs) are specially designed to help you save for retirement. We offer two IRAs for individuals: Traditional and Roth.
Traditional IRA
- Safe and easy way to save for retirement
- Customizable to meet your needs
- Some accounts qualify to grow tax-deferred
- Call for competitive rates
Roth IRA
- Safe and easy way to save for retirement
- Call for competitive rates
- Consult your tax advisor for qualifications and earnings information
Current IRA Rates
Rates below include the additional 0.25% APY
- 4.25% APY* for 6 or 7 Month when opened as part of an IRA
- 4.00% APY* for 12 or 13 Month when opened as part of an IRA
Ready to learn more or open yours? Click below to find the branch nearest you.
Our Branches
4740 Log Cabin Drive, Macon, GA 31204 (478) 784-1448
4511 Forsyth Road, Macon, GA 31210 (478) 784-1450
4001 Russell Parkway, Warner Robins, GA 31088 (478) 922-5010
1010 Pine Ridge Court, Athens, GA 30606 (706) 534-9689
6503 North Point Parkway, Alpharetta, GA 30022 (678) 233-2700
700 East Morehead Street, Suite 150 Charlotte, NC 28202 (704) 228-1525
450 N Patterson Avenue, Suite 200 Winston-Salem, NC 27101 (336) 422-0164
18 S Markley Street, Suite A Greenville, SC 29601 (864) 214-7618
2033 Main Street, Suite 101, Sarasota, FL 34237 (941)363-1746
6135 W Sitka Street, Tampa, FL 33634 (813) 761-6276
*Annual Percentage Yield. To earn the advertised APY, a minimum balance of $500.00 is required, which is effective as of April 17, 2025, for a limited time. Substantial penalty for early withdrawal.
Offer may be withdrawn at any time without notice.
