IRAs

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Individual Retirement Accounts (IRAs) are specially designed to help you save for retirement. We offer two IRAs for individuals: Traditional and Roth.

Traditional IRA

  • Safe and easy way to save for retirement
  • Customizable to meet your needs
  • Some accounts qualify to grow tax-deferred
  • Call for competitive rates

Roth IRA

  • Safe and easy way to save for retirement
  • Call for competitive rates
  • Consult your tax advisor for qualifications and earnings information

Current IRA Rates

  • 4.65% APY* for 6 or 7 Month when opened as part of an IRA
  • 4.25% APY* for 12 or 13 Month when opened as part of an IRA
Ready to learn more or open yours? Click below to find the branch nearest you.
 
 
Our Branches
 
  • 4740 Log Cabin Drive, Macon, GA 31204  (478) 784-1448
  • 4511 Forsyth Road, Macon, GA 31210  (478) 784-1450
  • 4001 Russell Parkway, Warner Robins, GA 31088  (478) 922-5010
  • 1010 Pine Ridge Court,  Athens, GA 30606  (706) 534-9689
  • 6503 Russell Parkway, Alpharetta, GA 30022 (678) 233-2700
*Annual Percentage Yield. To earn the advertised APY, a minimum balance of $500.00 is required, which is effective as of April 17, 2025, for a limited time. Substantial penalty for early withdrawal.
Offer may be withdrawn at any time without notice.
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